Japan

RGA Reinsurance Company
Japan Branch

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Important Notice

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RGA Japan is recognized for our expertise in biometric risks and underwriting, financial solutions, and product development support.

RGA began operating in Japan in 1995 through a representative office in Tokyo. The company became the first foreign-based life reinsurance company to be granted a full license to operate in Japan in 2003.

In Japan, we started business with underwriting capability and have been building up expertise in biometric risks, and RGA is also a global leader in financial solutions with our integrated investment capability, which positions RGA Japan to leverage such expertise to provide support for product development.  For the sixth consecutive year, RGA was rated #1 in 2024 by insurers in Japan on NMG Consulting’s All Respondents Business Capability Index.

Today, RGA Japan is one of the leading life reinsurers, with a team of over 100 employees to serve clients based on the solid financial base, offering solutions such as Yearly Renewable Term reinsurance and Coinsurance.

RGA is one of the leading financial solution providers to help clients solve their financial challenges.

Our expertise in mortality and living benefit risks, extensive knowledge of local markets and global best practices, coupled with our long-standing integrated investment capability positions RGA Japan to offer a range of financial solutions to respond to clients’ specific capital needs in saving products to risk products.

RGA offers the following solutions to help solve clients’ financial challenges.
・Asset-Intensive Solutions
・Longevity Solutions
・Capital Solutions  

Explore Financial Solutions

RGA Japan is one of the leading facultative underwriting providers in Japan. Globally, RGA has one of the most experienced underwriting teams; the company is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. To help clients solve challenges in underwriting, RGA offers the following:

  • Innovative e-underwriting solutions based on our expertise in underwriting and data analytics
  • Better and faster underwriting decisions, with greater consistency
  • Global Underwriting Manual
  • Underwriting criteria development for a new product or distribution
  • Underwriting literature reviews

Learn more on our Underwriting page. 

RGA is well regarded for product development, with a proven record. We partner with clients and offer knowledge and expertise in market surveys, product design, pricing, underwriting, and claims and can guide you through virtually every aspect of the product development cycle.

To support clients in product development, RGA offers expertise in:

  • Voice-of-the-customer (VOC) consulting
  • Experience analysis
  • Underwriting (underwriting guideline improvement, e-underwriting solutions)
  • Reinsuring new risks
  • Developing pricing basis
  • Setting up competitive guaranteed interest rates
  • Competitive benchmarking
  • Capital and risk management expertise

 

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Location

RGA Reinsurance Company
Japan Branch

Midtown Tower 41F
9-7-1 Akasaka Minato-Ku
Tokyo 107-6241
Japan

T 813.3479.7191
813.3479.7196

 

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Office Leadership

Hironori Takahashi

Chief Executive Officer
RGA Japan

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Meet the Team

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Explore Our Solution Finder


RGA is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital.

RGA is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 


Explore Products and Services

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Explore RGA's Knowledge Center

 

Looking for insight? For the eighth consecutive year, RGA was ranked #1 in thought leadership and knowledge by insurers on NMG Consulting’s 2024 Global Life & Health Reinsurance Study. Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer, including specialized publications. 


Learn More

Our Experts
Can Help

We are eager to engage with clients to address the industry’s most pressing challenges together.

In 2024, RGA was rated #1 for the 14th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let’s talk.

 

Contact Us    

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Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. RGA’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight